Career

Confused? – Easy guide to choose subjects in O-level?

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It’s okay to be confused.

Well, I wish it could be answered! The deciding factor in subject selection will be your career counselling and the fields.

What is the point of taking sciences if you finally take accounting as your profession or being a mechanical engineer looking back to your choices. Biology! Really?

This misconception is must be corrected that one who is not dazzling in studies chooses commerce and the one who is genius selects sciences, preferably “biology”. We all been through this at least once. 

Today let’s talk take an insight of my career journey. In 9th I chose Biology as my major working towards aeronautical engineering, with determination I applied for the engineering university, after a tough competition I passed my aptitude but was rejected on medical grounds; I was colour blind. Finally pursued Chartered Accountancy! Well, if I was career counselled at the very beginning of my higher studies and the medical abnormalities were normal and known to me, I would have paved my path towards my accountancy career.

Break-Down of Ordinary Level’s Subject. (Pakistan) Administrative Zone 4

The Cambridge O Level program is a three years certification, in which student has to pass Five compulsory subjects to pass the exams but three optional subjects are must for admission in the local university; theoretically, any three subjects can be chosen. However, most schools have set subjects into groups and the student is mandated to choose any of the group.

There are Five Compulsory and Three optional Subjects.

Compulsory

Mathematics–4024

Pakistan Studies–2059 

Islamiyat–2058 

English Language–1123 

Urdu–3247 or 3248 

Optional

  1. Medical Science
  1. Computer Science
  1. Commerce
  1. Humanities and Social Sciences

The 9th subject.

Mathematics Additional–4037  

English Literature–2010 

Art and Design–6090 

A subject from above three can be chosen as the 9th subject for your O levels, this is specifically to enhance your skills, not at all necessary.

Career Choice

Accountancy: 

(BSc. Finance, CMA, CA, ACCA, ICMA etc.)

If you desire to choose any accountancy related career a good option is to have a very firm basis for it. In O levels commerce group will help you get the basic gist of the bookkeeping and Business. Never worry for the curriculum, if you need a tutor for your O levels commerce in Karachi, Pakistan, we are here to help you out. 

Medical Fields:

(Medicine, Dentistry, Podiatry, Optometry, Chiropractic, Pharmacy, and Veterinary Medicine)

Well, each division of the medical field has a vast variety of fields leading by surgeons and practitioner followed by consultancies. It requires substantial investment both regarding time and money if one is determined to follow the field, and all the hardships there in the basic in O levels will lead to the greater understanding in the university. Medical Sciences will help an individual mark the basic understanding in professional life. Our team of medical sciences tutors marvel in teaching concept with examples and illustrative pictures to reinforce the concept. Conceptual learning is a must in the medical field. Being biology it requires a firm knowledge of living organisms, chemistry will lead you to understand the chemical composition in them and physics will relate one to the laws of nature and ways to use them or overcome them to progress. Take a demonstration of our tutors.

Computer Sciences:

(Software Developer, Database Administrator, Hardware Engineer, Systems Analyst, Network Architect, Web Developer, Information Security Analyst, Computer and Information Research Scientists.)

Let’s talk about the inevitable future. As per many analysts, the future will lead to massive unemployment most of the current skills and fields will turn obsolete, as it did in the era of industrialization. Today, we cannot deny our dependence on the electronics, being it a cellophane or your car, security system in your office or home, auto-pilot in planes and now cars we are stepping towards an era of computers. Now is a perfect time for your kin and kith to learn to code, skills what future needs and for that the basics of O levels is undeniable. Computer sciences will enable one to think creatively and basics of the computer, if fed well, will lead to a certain successful future. And yes, we have computer sciences experts in our tutor base, they know where you stand and will enable you to polish your skills. 

Engineering:

(Civil Engineering, Computer Engineering, Mechanical Engineering, Electrical Engineering, Software Engineering, Chemical Engineering, Aerospace Engineering, Automotive Engineering.)

A four years program which ensures a good status, decent salary and easy investment. Yes, engineering is of many types, graduation is merely the start of a life-time learning process where if you want to be a part of the industry you need to enhance your skillset. As one says, “you go to bed with a piece of knowledge and wake up to find that it’s obsolete.” If you keep yourself updated, you need not worry. fraternity of engineers is one of the important parts of the country’s development.

We at Tutors and Tuition ensure, no matter what your child desires to choose, we are always here to provide the best tutor with experience, knowledge, and qualification. Our career counsellors bring out the interests and by a team of skilled tutors in Karachi, Islamabad, Lahore – Pakistan, we establish a chain of home and online tutors who are linked to assist and develop a firm educational network.

MuzConfused? – Easy guide to choose subjects in O-level?
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CA vs ACCA

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CA vs ACCA – Which One is Better?

Q – Is ACCA better than CA?

Well, I wish to yell “Yes” but let’s look into some reasons to justify

Number of Papers / Stages

CA – 4 stages (21 Papers)
AFC Assessment of Fundamental Competencies 4 Papers
CAF – Certificate in Accounting and Finance 9 Papers
CFAP – Certified Finance and Accounting Professional 6 Papers
MSA – Multi-Subject Assessments 2 Papers

ACCA3 Stages (13 Papers)
Applied knowledge 3 Papers
Applied skills 6 Papers
Strategic professional 4 Papers
(2 Essentials and 2 Optional from 4)


Difficulty Level & Passing Ratio
CA is quite tougher comparatively than ACCA, the reasons are as under:

– Consistency in paper difficulty level – ICAP examiners often find it harder to maintain the same difficulty level from one attempt to another and that is also evident from their volatile passing ratio (discussed below). A few years back, there was an exam which yelded only a 2% passing result.

– Area and depth in the syllabus. For instance, Corporate Law, it includes all the laws you have ever heard of (Companies Act 2017) or not (Modaraba Act) and sometimes you end up wondering if you are pursuing a Lawyer Degree.

-In CA Finals, the average passing results in a single paper in a single attempt vary between 5%-25%. Whereas, in ACCA Professional Papers exam results vary between 30%-50% in one sitting.

Affiliation with Other Institutions
– In addition to ACCA certification, you can simultaneously get a foreign Bachelor’s degree of Oxford Brookes by just passing two tests, read more.
– Both (CA qualified and ACCA members) are equivalent to the Master’s Degree (M.COM) equivalency in Pakistan, read more.
– Similarly, both can become a member of ICAEW by passing 3 additional papers.

Package
In Pakistan

ACCA members in Pakistan get less than they deserve. The starting salary of an ACCA affiliate without any experience usually starts from PKR 20 to 30 thousand. However, if you have 2-3 years’ experience from the Big Four firms you can get up to PKR 70 to 100 Thousand.
Whereas if you are a CAF Qualified – you can get PKR 25 to 35 Thousand even if you have no experience.
P.E. Above comparison is between CAF & ACCA Qualified, as they both comprise 13 papers.

Internationally
In Middle-East and Europe, the pay gap between the two isn’t much and both are considered as almost an identical qualification in the eyes of the employer. The main thing that counts to the employer is the experience (Big 4 audit firms > Other than Big 4)

What About CA?

Q – Do CA worth more than ACCA?

I would like to answer this as, in Pakistan, Yes.
Reasons to opt for CA rather than ACCA is.

  • Initial Investment and Duration

The whole CA qualification cost around somewhere between 500,000 PKR to 550,000 including tuition and exam fees. Whereas, ACCA will cost around 600,000 to 650,000 including tuition fees and exam fees.

The calculation assumes PKR to GBP rate at 200 and assumes if you clear the papers in first attempt.

It takes on average two to three years to clear all 13 ACCA papers and further three years of work experience to become an ACCA member. On the other hand, it takes an average student 6 years to 7 years to become a CA member (3.5 years Article ship included)

  • Reputation / Class of Accountants

    As we have heard, Scarcity increases the value and class of a particular item, accordingly.
    For instance, there are only around Ten thousand (10,000) Chartered Accountants since 1947, out of which many are no more with us. In comparison, around Two Hundred And Fifty Thousand (250,000) members operating globally.

Q- What is the difference in the package offered to ACCA than CA?

Starting Salary for ACCA and CA Qualified with 3 years of experience

Location

Pakistan

UAE

Saudi Arabia

United Kingdom

CA Qualified

PKR 130,000

AED 14,000

SAR 18,000

GBP 3,500

ACCA

PKR 100,000

AED 13000

SAR 15,000

GBP 3,500

Cost of Living

Low

High

High

Very High

* These are rough estimates which vary from employer to employer (Audit firm, MNCs, PVT-Companies) and nature of the department (Finance, Internal audit, etc).

Best institutes for ACCA / CA.

It is not necessary to register with an Institute, you can opt for self-study and get a Qualified Home Tutor at your convenience and in a reasonable price. However, if don’t mind the untimely classes and few hour breaks in between, few notable institutes are:

In conclusion, if you want to live abroad and don’t want to keep grinding yourself for 5 to 6 years in CA, then ACCA will be a far better choice.

MuzCA vs ACCA
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